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What RV Insurance Covers That Auto Insurance Doesn’t

September 9, 2025

Most RV owners assume their traditional auto insurance is enough—until they learn the hard way that it’s not. At Tom Rich Insurance, with our extensive experience and knowledge in the RV insurance field, we help Kansas residents understand the unique protection that RV insurance offers over standard vehicle coverage. Serving clients in Kansas City, KS,…

What Is Commercial Auto Insurance and Who Needs It?

August 26, 2025

If you use a vehicle for business purposes in Kansas, your personal auto insurance policy likely doesn’t provide enough protection. Without the right coverage, you could be personally liable for any accidents or damages that occur during business use. That’s where commercial auto insurance comes in. For business owners in Kansas City, KS, and surrounding…

What Parents Need to Know When It Comes To Car Insurance For Teen Drivers

July 22, 2025

Getting car insurance for a teen driver is an exciting but often stressful milestone for Kansas parents. Whether you live in Kansas City, KS, Overland Park, Shawnee, Merriam, Mission, or elsewhere in Johnson, Wyandotte, or Leavenworth County, one thing is sure: adding a teenager to your policy comes with challenges. At Tom Rich Insurance, we…

How to Lower Your Premiums and Get Cheap Car Insurance in Kansas City

May 27, 2025

For many drivers in Kansas City, KS, finding affordable car insurance that still provides the protection they need is a top priority. Whether you live in Johnson, Wyandotte, or Leavenworth County, or commute daily through Overland Park, Merriam, or Shawnee, you don’t have to sacrifice quality to get cheap car insurance. At Tom Rich Insurance,…

Seasonal Travel Tips and RV Insurance Advice for Kansas Residents

May 13, 2025

Exploring the open road in an RV is one of the best ways to experience the changing seasons across the Sunflower State. Whether you’re traveling through the scenic backroads of Leavenworth County or setting up camp near a Kansas state park, owning a recreational vehicle offers freedom, flexibility, and adventure. However, it also comes with…

Understanding Liability Coverage in Commercial Auto Insurance for Kansas Businesses

April 22, 2025

Why Liability Coverage Matters for Business Owners Owning a business that relies on vehicles—whether for deliveries, transporting goods, or client services—comes with significant risks. Accidents happen; companies can face costly lawsuits and financial liabilities when they do. That’s why having the right commercial auto insurance is essential. At Tom Rich Insurance, we help Kansas businesses…