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Why Motorcycle Insurance Is A Must For Every Rider

October 14, 2025

Many riders assume their auto insurance will cover them on two wheels, only to discover that it falls short of their expectations. At Tom Rich Insurance, with our extensive experience in the motorcycle insurance field, we help Kansas residents understand the unique protection motorcycle policies provide over standard auto coverage. Serving clients in Kansas City,…

What RV Insurance Covers That Auto Insurance Doesn’t

September 9, 2025

Most RV owners assume their traditional auto insurance is enough—until they learn the hard way that it’s not. At Tom Rich Insurance, with our extensive experience and knowledge in the RV insurance field, we help Kansas residents understand the unique protection that RV insurance offers over standard vehicle coverage. Serving clients in Kansas City, KS,…

What Is Commercial Auto Insurance and Who Needs It?

August 26, 2025

If you use a vehicle for business purposes in Kansas, your personal auto insurance policy likely doesn’t provide enough protection. Without the right coverage, you could be personally liable for any accidents or damages that occur during business use. That’s where commercial auto insurance comes in. For business owners in Kansas City, KS, and surrounding…

What Parents Need to Know When It Comes To Car Insurance For Teen Drivers

July 22, 2025

Getting car insurance for a teen driver is an exciting but often stressful milestone for Kansas parents. Whether you live in Kansas City, KS, Overland Park, Shawnee, Merriam, Mission, or elsewhere in Johnson, Wyandotte, or Leavenworth County, one thing is sure: adding a teenager to your policy comes with challenges. At Tom Rich Insurance, we…